Januar provides a regulated financial infrastructure for cryptocurrency businesses, offering IBAN accounts and real-time fiat payment solutions that ensure compliance with EU regulations. Their services enable seamless and secure transactions for digital asset service providers, enhancing operational efficiency in a rapidly evolving market.
Funding
$9.9M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Cryptocurrency businesses face challenges in accessing traditional financial services due to regulatory complexities and perceived risks associated with digital assets. Many banks are hesitant to provide accounts and payment solutions to crypto companies, hindering their ability to manage fiat transactions efficiently and compliantly. This lack of access creates operational bottlenecks and limits the growth potential of these businesses.
Solution
Januar provides a regulated financial infrastructure tailored for cryptocurrency businesses, offering access to IBAN accounts and real-time fiat payment solutions. By obtaining a Payment Institution License and adhering to EU 5AMLD compliance, Januar enables digital asset service providers to conduct seamless and secure transactions within a compliant framework. The platform offers a suite of products, including accounts for payments and operational transactions, a real-time fiat payments network for instant settlement, and institutional-grade crypto custody solutions. Januar's services streamline onboarding with a fully digital process and provide expertise in monitoring both fiat and crypto transactions, facilitating a more inclusive and open financial system for the digital asset economy.
Target Audience
Januar primarily serves digital asset service providers, NFT marketplaces, OTC traders, merchant services, DAOs, institutional investors, family offices, traders, investment funds, brokers, and exchanges operating within the European Economic Area (EEA).
Features
- IBAN accounts for compliant payments and operational transactions
- Real-time fiat payments network for instant, 24/7 settlement in 30+ countries
- Institutional-grade crypto custody with secure wallet solutions
- Multi-exchange execution for optimal crypto trading
- Comprehensive compliance stack, including KYC/AML policies and transaction monitoring
- Licensed Payment Institution approved by the Danish Financial Supervisory Authority
- Digital onboarding process for fast and smooth account setup
- API documentation for integration with existing systems