João Nicastro
CEO
J17 Bank
J17 Bank offers a Banking-as-a-Service (BaaS) platform enabling fintechs and originators to launch and manage their own credit operations. The platform provides digital account management, payment processing, and credit card issuance, all supported by regulatory compliance and fraud detection. This allows businesses to accelerate product launches and access capital markets with white-label credit solutions.
Updated 6 months ago
Funding
Funding rounds are not available yet.
Founders
Product
Problem
Fintechs and originators often face significant hurdles in launching their own credit operations, including the complexity of building and maintaining compliant financial infrastructure. This challenge limits their ability to efficiently manage credit products and connect with capital markets, hindering growth and innovation.
Solution
J17 Bank provides a comprehensive Banking-as-a-Service (BaaS) platform designed to empower originators to establish and manage their own credit operations. The platform offers a full suite of digital banking services, including account management, payment processing, and credit card issuance, all underpinned by robust regulatory compliance. By leveraging J17 Bank's infrastructure, fintechs can accelerate product launches and streamline their path to capital markets. The service also incorporates advanced fraud detection mechanisms and dedicated back-office support to ensure operational efficiency and security.
Target Audience
The primary target audience includes fintech companies, credit originators, banking correspondents, and businesses seeking to launch or scale their own credit operations, particularly those focused on personal loans and credit cards.
Features
- Digital account management with PIX Direct, TED, and CCB issuance capabilities.
- Credit card issuance and payment processing services.
- Comprehensive anti-fraud system including background checks, face matching, and digital signatures.
- Regulatory compliance as an authorized financial institution by the Central Bank of Brazil.
- API-driven platform for 24/7 control, settlement, and disbursement.
- Web and mobile application interfaces for partner management.
- Dedicated partner support, training, and monitoring services.
- Integration with major asset managers, funds, and institutional investors for credit securitization.
- White-label solutions for credit operations, including personal loans and credit cards.