iudexnc AG
iudexnc.ai automates coverage checks for legal protection insurers, structuring the pre-legal routing of claims files so handlers review cases faster with fully documented reasoning. The system processes policy documents and claim descriptions in German, French, Italian, and English, surfacing relevant clauses and exclusions while generating a complete audit trail with clause-level citations for every decision.
- Artificial Intelligence
- Insurance Technology
- Legal Technology
- Regulatory & Compliance Technology
- Software Only
Funding
Founders
Product
Problem
Before a claims handler can assess the merits of a legal protection insurance case, the file must be routed and checked against applicable policy coverage. This manual, repetitive process is largely invisible but time-consuming, inconsistent across team members, and produces no documented trail of the reasoning behind coverage decisions, creating audit and compliance risks.
Solution
iudexnc provides an AI-powered platform that structures the coverage check process for legal protection insurers. The system ingests policy documents, correspondence, and claim descriptions via a web app or REST API, then automatically extracts parties, dates, jurisdiction, and dispute type to route the file to the correct policy generation. Each case is then assessed across temporal, territorial, personal, and subject-matter coverage dimensions plus exclusions, with deterministic guardrails ensuring traceable reasoning. The output is a structured recommendation with clause-level citations, a draft letter, and a full audit trail, while the human handler retains final decision-making authority.
Target Audience
Primary customers are legal protection insurance carriers and their claims handling teams, as well as the IT and legal departments responsible for compliance, auditability, and regulatory alignment in claims processing.
Features
- Multi-language processing of policy documents and claims in German, French, Italian, and English
- Automated extraction of parties, dates, jurisdiction, and dispute type with pre-review version routing to the applicable policy generation
- Deterministic guardrails bounding each reasoning step to keep coverage assessments traceable and auditable
- Structured output including clause-level citations, a draft letter for the insured, and a full audit trail ready for review or escalation
- Human-in-the-loop design with no auto-decline functionality, ensuring handlers always make the final call
- Regulatory-grade compliance with EU AI Act Annex III, FINMA, BaFin, FMA expectations, GDPR, Swiss DSG, and DORA, with Swiss or EU data residency options
- Complete data isolation with no cross-tenant learning and exportable, versioned decision records