ИнсурМН is a digital platform that lets users purchase personal health‑insurance bundles through a single app, using bonus points or bank‑linked funds. It aggregates offers from multiple Mongolian insurance companies, allowing customers to compare, select, and pay for coverage such as health, accident, and child insurance in one streamlined workflow. The service also enables claim reimbursements directly through the app, simplifying post‑policy interactions.
Funding
Funding not disclosed
Founders
Product
Problem
Many Mongolian consumers lack easy access to affordable personal health insurance, as purchasing requires navigating multiple insurers, handling separate bonus programs, and managing policies and claims through disparate channels.
Solution
InsurMN offers a mobile‑first digital platform that aggregates health insurance products from various local insurers and integrates bonus point programs and bank deposits as payment methods. Users can compare bundled policies, purchase coverage instantly using points or cash, and manage their contracts and claims within a single app. The platform streamlines verification with insurers, automates premium payments, and provides digital policy documents, enabling faster enrollment and simplified ongoing administration.
Target Audience
Primary users are individual consumers in Mongolia seeking personal health coverage, especially those who want to leverage loyalty points or prefer a single digital channel for purchasing and managing insurance.
Features
- Unified marketplace displaying health insurance bundles from multiple Mongolian insurers
- Ability to fund purchases with loyalty bonus points or direct bank deposits
- In‑app comparison tools for coverage, pricing, and benefits
- Digital policy issuance and storage with push notifications for renewals and claim updates
- End‑to‑end claim submission and tracking through the mobile interface
- Integration with insurers’ back‑office systems for real‑time policy activation