inGain provides a no‑code platform that lets banks, alternative lenders, fintechs, and crowdfunding operators design, launch, and manage multiple credit products in weeks. The system covers the full credit lifecycle—from KYC onboarding and underwriting to disbursement, servicing, collection, and accounting—while offering extensive integrations and built‑in CRM, communication, and reporting tools.
Funding
$691.8K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Financial institutions and fintech companies often face lengthy development cycles, complex integrations, and fragmented tools when creating and managing new lending or crowdfunding products, which delays market entry and increases operational costs.
Solution
inGain offers a unified, no‑code loan and crowdfunding management platform that streamlines the entire credit lifecycle—from customer onboarding and KYC compliance to underwriting, disbursement, servicing, and collection. The system provides configurable product and pricing engines, campaign designers, and a built‑in CRM, allowing users to design and launch multiple lending or investment products in weeks rather than months. Integrated general ledger, payment reconciliation, and accounting export modules automate financial tracking and reporting. Embedded communication tools (SMS, email, VoIP) and automation workflows support customer engagement and debt collection. The platform’s modular architecture supports extensive third‑party integrations, enabling rapid market expansion with minimal entry costs.
Target Audience
Primary customers are banks, alternative lenders, fintech platforms, and crowdfunding operators that need a flexible, end‑to‑end system to launch, manage, and scale multiple credit‑based products.
Features
- No‑code product and pricing configurator for installment, credit‑line, and bullet loan structures, including arrears, penalties, limits, and grace periods
- Campaign configurator for loyalty, interest‑free periods, and promotional discounts
- End‑to‑end loan origination workflow with white‑label front‑end, lead capture, affiliate and broker management, and KYC/AML integration
- Automated underwriting stages with multi‑level approval and decision engine connectivity
- Loan disbursement via cash, batch bank payments, or payment gateway (optional modules)
- Payment and transfer reconciliation with bank statement upload or gateway integration, plus customizable attribution rules
- Comprehensive CRM module with customer cards, document storage, communication (SMS, email, VoIP), task management, and audit logs
- Debt collection baskets, promises‑to‑pay tracking, and omni‑channel communication for delinquency management
- Crowdfunding engine with investor and fundraiser wallets, investment return configuration, platform fee structures, and investor loyalty campaigns
- General ledger and accounting report generation with API integration options for external accounting systems