Infinicept offers a modular SaaS platform that enables software vendors and digital enterprises to launch, operate, and scale their own payment‑facilitator capabilities while retaining full control over revenue, data, and merchant experience. Its PayOps solution provides end‑to‑end onboarding, compliance, and back‑office management, and the Launchpay PayFac‑as‑a‑Service option lets companies go to market in weeks with white‑label branding and transparent, usage‑based pricing.
Funding
$23M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
SFFounders
Product
Problem
Software companies and enterprises that embed payments often rely on off‑the‑shelf or third‑party payment facilitators, which can limit revenue, force them to surrender data ownership, and restrict control over the merchant experience and onboarding speed.
Solution
Infinicept provides a modular payments platform that lets businesses launch, operate, and scale their own payment‑facilitator capabilities without the heavy upfront investment of building a full‑stack solution. Its PayOps SaaS platform offers end‑to‑end merchant onboarding, underwriting, compliance, and back‑office management, while Launchpay delivers a PayFac‑as‑a‑Service option for companies that want immediate revenue and brand control without becoming a full facilitator. The platform integrates with any chosen payment gateway, supplies white‑label branding, transparent pricing, and real‑time reporting, and includes a clear migration path to full PayFac status as the business grows. By handling compliance and risk expertise in‑house, Infinicept enables faster time‑to‑market, higher revenue capture, and full ownership of merchant data and customer experience.
Target Audience
Primary customers are software vendors, SaaS platforms, and digital enterprises that need to embed payments while retaining control over revenue, data, and merchant experience.
Features
- SaaS PayOps platform for registered payment facilitators with automated merchant underwriting, KYC/KYB, and AML workflows
- Launchpay PayFac‑as‑a‑Service offering rapid go‑to‑market in weeks, no upfront development costs, and white‑label branding
- Gateway‑agnostic architecture allowing customers to select and switch payment processors freely
- Real‑time dashboards and reporting APIs delivering transaction, settlement, and performance metrics
- Transparent, usage‑based pricing model with no hidden fees
- Built‑in compliance and risk management expertise to reduce regulatory burden
- Seamless graduation path from Launchpay to full PayFac ownership for scalable growth