Infinia
About Infinia
Infinia offers a real-time payments platform that enables direct transactions between bank accounts without intermediaries, utilizing a single API for streamlined integration. The platform enhances payment security through bank account validation and facilitates rapid disbursements, addressing the inefficiencies and risks associated with traditional payment processing methods.
```xml <problem> In Latin America, fragmented payment rails and varying regulations across countries complicate cross-border transactions. High credit card decline rates further hinder seamless payment processing for merchants and consumers in the region. </problem> <solution> Infinia provides a unified real-time payments infrastructure that enables businesses to process pay-ins and payouts across Latin America through a single API. The platform offers payment initiation services, real-time fund confirmation, and integrated rewards programs to streamline transactions and enhance user experience. By connecting to local payment rails, Infinia allows merchants, PSPs, and fintech companies to offer a frictionless "Pay by Bank" option, reducing reliance on credit cards and lowering transaction costs. The platform supports both fiat currencies and stablecoins, facilitating efficient money movement across borders and systems. </solution> <features> - Single API for pay-ins and payouts across multiple Latin American countries - Payment Initiation Service (PIS) to simplify the payment process for consumers - Real-time fund confirmation API for secure transaction validation - Integrated rewards program to incentivize "Pay by Bank" usage - Support for both fiat and stablecoin transactions - Bank account validation to ensure transaction accuracy and prevent fraud - RESTful API for easy integration with existing systems </features> <target_audience> Infinia targets merchants, payment service providers (PSPs), and fintech companies operating in Latin America that require efficient and secure cross-border payment solutions. </target_audience> ```
What does Infinia do?
Infinia offers a real-time payments platform that enables direct transactions between bank accounts without intermediaries, utilizing a single API for streamlined integration. The platform enhances payment security through bank account validation and facilitates rapid disbursements, addressing the inefficiencies and risks associated with traditional payment processing methods.
Where is Infinia located?
Infinia is based in Montevideo, Uruguay.
When was Infinia founded?
Infinia was founded in 2022.
- Location
- Montevideo, Uruguay
- Founded
- 2022
- Employees
- 10 employees