Infima is a deep-learning mortgage analytics platform that utilizes machine learning algorithms to predict borrower payment behaviors. This technology enables lenders to evaluate credit risk with greater precision, enhancing loan performance and lowering default rates.
Funding
$7.8M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Traditional mortgage-backed securities (MBS) analytics often rely on historical averages and linear assumptions, which fail to capture the complexities of borrower behavior and market dynamics. This can lead to inaccurate prepayment predictions and suboptimal investment decisions. Existing systems often lack the speed and precision required to navigate volatile markets effectively.
Solution
Infima provides a deep-learning mortgage analytics platform that delivers precise forecasts of borrower behavior, security trends, and market dynamics. By leveraging data on over 60 million loans and advanced AI models developed at Stanford University’s Advanced Financial Technologies Laboratory, Infima outperforms traditional analytics systems in prepayment prediction accuracy and speed. The platform offers comprehensive insights into the risk/return profiles of individual securities and market segments, enabling users to make data-driven decisions in managing MBS portfolios. Infima's solutions integrate seamlessly into existing workflows through Python and Excel integrations, as well as APIs for programmatic access.
Target Audience
Infima serves front-office professionals, including portfolio managers, traders, and analysts, who require precise prepayment projections and comprehensive return/risk analytics for Agency MBS portfolio construction, security selection, and risk management.
Features
- Deep learning models for enhanced accuracy in prepayment predictions
- Analysis of data on over 60 million loans for comprehensive insights
- Python and Excel integrations for custom prepayment analyses
- APIs for programmatic access and integration with existing systems
- Low-latency applications for a streamlined user experience
- Tools for portfolio construction, security selection, and risk management
- Identification of mispriced pools to increase trading profits
- Analysis of historical speed trends and projection of future speeds under alternative rate scenarios