Indy is an all‑in‑one online platform for French freelancers and small businesses that automates bookkeeping, invoicing, and tax filing. It links to bank accounts to import and AI‑categorise transactions, creates customizable invoices compliant with electronic invoicing rules, and generates pre‑filled tax declarations, while also providing a free French IBAN and Mastercard for payments.
Funding
$43.8M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
1OBCFounders
Product
Problem
Freelancers and small business owners in France must handle bookkeeping, invoicing, tax filings and bank management manually, which is time‑consuming, error‑prone and often requires multiple separate tools or a costly accountant.
Solution
Indy offers an all‑in‑one online platform that automates the core financial tasks of independent professionals. By securely linking to bank accounts, the service imports transactions, categorises them and detects VAT rates using AI, eliminating manual data entry. Users can create and customise unlimited invoices and quotes, track payments in real time, and comply with the upcoming mandatory electronic invoicing format. The platform also generates pre‑filled tax declarations (VAT, URSSAF, annual accounts) and can transmit them directly to the tax authorities, or route them to a partner accountant. A free French IBAN and Mastercard (physical and virtual) are included, providing a complete pro‑account for receiving and making payments. Indy’s modular subscription plans let users start with a free tier and upgrade for advanced features and expert‑accountant support.
Target Audience
Indy targets French freelancers, micro‑entrepreneurs, and small companies (e.g., auto‑entrepreneurs, SASU, EURL) that need a unified, low‑cost solution for bookkeeping, invoicing and tax compliance.
Features
- Bank‑account aggregation approved by ACPR‑Banque de France for automatic, secure transaction import
- AI‑driven categorisation and automatic VAT detection across multiple rates
- Unlimited, fully customisable invoice and quote creation with native Factur‑X electronic invoicing compliance
- Real‑time dashboard showing revenue, cash flow, pending payments and tax obligations
- Integrated free French IBAN and Mastercard (physical & virtual) with instant SEPA transfers and unlimited sub‑accounts
- One‑click generation and e‑submission of tax declarations (VAT, URSSAF, annual accounts) with optional expert‑accountant handling
- Mobile app with receipt capture; AI extracts data and stores documents indefinitely with provable authenticity
- Tiered subscription (Essentiel free, Plus €9 / mo, Premium €12 / mo) with 30‑day satisfaction guarantee