Indemo

About Indemo

Indemo is an investment platform that enables retail investors to access discounted debt investments in the Spanish real estate market, starting with a minimum investment of €10. By offering exposure to secured loans and discounted debt products, Indemo provides a means for investors to diversify their portfolios while potentially achieving annual returns of up to 15.1%.

```xml <problem> Retail investors often lack access to investment opportunities in secured loans and discounted debt, particularly in markets like Spanish real estate, which are typically reserved for institutional investors and high-net-worth individuals. This limits diversification options and potential returns for smaller investors. </problem> <solution> Indemo is an investment platform that provides retail investors access to the Spanish real estate debt market, with a minimum investment of €10. The platform offers opportunities to invest in secured mortgage loans and discounted debt instruments sourced from Spanish banks. These investments are backed by real estate assets, providing a layer of security. Indemo's structure allows investors to diversify their portfolios with asset-backed investments that were previously unavailable to them, potentially generating returns from interest payments on mortgage loans or from the sale of underlying real estate assets in the case of discounted debt. </solution> <features> - Access to secured mortgage loan investments with fixed interest rates. - Discounted debt investments sourced from Spanish banks, offering potential returns based on the discounted purchase price and the eventual sale of the underlying real estate. - Low minimum investment threshold of €10, enabling broad accessibility. - Investor Compensation Scheme coverage up to €20,000 under EU regulations. - Licensed and regulated operation within the EU, ensuring compliance with relevant laws. - Independent valuation of mortgaged properties by appraisers like Tinsa and Idealista. - Visual notifications for changes in the lifecycle of investments. - Autoinvest feature for automated investment strategies. </features> <target_audience> Indemo targets retail investors looking to diversify their portfolios with asset-backed investments in the European real estate market, specifically those interested in secured loans and discounted debt opportunities. </target_audience> <revenue_model> Indemo withholds tax from interest payable from Discounted Debt Investments and Mortgage Loans Investments at the rate of 5% if you are an individual and tax resident of EU/EEA; or at the rate of 20% if you are individual and tax resident of Latvia or another country (non-EU/EEA). </revenue_model> ```

What does Indemo do?

Indemo is an investment platform that enables retail investors to access discounted debt investments in the Spanish real estate market, starting with a minimum investment of €10. By offering exposure to secured loans and discounted debt products, Indemo provides a means for investors to diversify their portfolios while potentially achieving annual returns of up to 15.1%.

Where is Indemo located?

Indemo is based in Riga, Latvia.

When was Indemo founded?

Indemo was founded in 2022.

Location
Riga, Latvia
Founded
2022
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Indemo

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Relative Traction Score based on online presence metrics compared to companies in the same age group.

Executive Summary

Indemo is an investment platform that enables retail investors to access discounted debt investments in the Spanish real estate market, starting with a minimum investment of €10. By offering exposure to secured loans and discounted debt products, Indemo provides a means for investors to diversify their portfolios while potentially achieving annual returns of up to 15.1%.

indemo.euLinkedIn Profile
Founded 2022 – Riga, Latvia

Funding

No funding information available.

Team

No team information available.

Company Description

Problem

Retail investors often lack access to investment opportunities in secured loans and discounted debt, particularly in markets like Spanish real estate, which are typically reserved for institutional investors and high-net-worth individuals. This limits diversification options and potential returns for smaller investors.

Solution

Indemo is an investment platform that provides retail investors access to the Spanish real estate debt market, with a minimum investment of €10. The platform offers opportunities to invest in secured mortgage loans and discounted debt instruments sourced from Spanish banks. These investments are backed by real estate assets, providing a layer of security. Indemo's structure allows investors to diversify their portfolios with asset-backed investments that were previously unavailable to them, potentially generating returns from interest payments on mortgage loans or from the sale of underlying real estate assets in the case of discounted debt.

Features

Access to secured mortgage loan investments with fixed interest rates.

Discounted debt investments sourced from Spanish banks, offering potential returns based on the discounted purchase price and the eventual sale of the underlying real estate.

Low minimum investment threshold of €10, enabling broad accessibility.

Investor Compensation Scheme coverage up to €20,000 under EU regulations.

Licensed and regulated operation within the EU, ensuring compliance with relevant laws.

Independent valuation of mortgaged properties by appraisers like Tinsa and Idealista.

Visual notifications for changes in the lifecycle of investments.

Autoinvest feature for automated investment strategies.

Target Audience

Indemo targets retail investors looking to diversify their portfolios with asset-backed investments in the European real estate market, specifically those interested in secured loans and discounted debt opportunities.

Revenue Model

Indemo withholds tax from interest payable from Discounted Debt Investments and Mortgage Loans Investments at the rate of 5% if you are an individual and tax resident of EU/EEA; or at the rate of 20% if you are individual and tax resident of Latvia or another country (non-EU/EEA).

Sources:

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