Funding
Funding not disclosed
Founders
Product
Problem
Managing finances across multiple accounts and payment methods can be cumbersome, requiring users to switch between different platforms to track spending and make payments. This fragmentation leads to inefficiencies and a lack of a unified view of one's financial situation.
Solution
INCHARGE provides a mobile application and payment card that consolidates various accounts into a single platform for streamlined spending and financial management. The app enables users to send and request money, top up their balance instantly through open banking or cryptocurrency, and make everyday payments. By integrating multiple funding sources into one interface, INCHARGE simplifies financial transactions and offers a comprehensive overview of user finances. The platform aims to make financial interactions seamless and accessible, regardless of location or currency.
Target Audience
The primary target audience includes individuals who frequently send and receive money, manage multiple accounts, and seek a convenient solution for everyday payments, particularly those who may benefit from cryptocurrency integration.
Features
- Mobile app for managing and consolidating multiple accounts
- Payment card for everyday spending, linked to the INCHARGE platform
- Free money transfers to other users, even those without an INCHARGE account
- Payment requests for easy collection of funds from friends and contacts
- Instant balance top-up via open banking
- Cryptocurrency top-up option
- Support for paying "boletos" (Brazilian payment slips)