Incard operates a vertical banking platform designed for e-commerce businesses, offering multi-currency accounts, payment services, and automated expense management to enhance financial oversight. The platform enables users to track cash flow in real time, streamline accounting processes, and gain actionable insights, facilitating faster decision-making and improved cash management.
Funding
$3M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.

Founders
Product
Problem
E-commerce businesses often struggle with fragmented financial management due to multiple platforms for banking, payments, and expense tracking. This complexity leads to difficulties in tracking cash flow, managing multi-currency transactions, and automating accounting processes, hindering efficient decision-making.
Solution
Incard provides a unified vertical banking platform specifically designed for e-commerce businesses, offering multi-currency accounts, payment solutions, and automated expense management. The platform enables real-time cash flow tracking, streamlined accounting, and actionable insights, empowering businesses to make faster, data-driven decisions. By integrating with popular e-commerce tools and payment gateways, Incard simplifies financial operations and provides a comprehensive view of revenue, costs, and margins. Incard's multi-currency accounts facilitate global transactions, while virtual cards offer rewards and control over advertising spend.
Target Audience
Incard primarily targets e-commerce businesses seeking a unified platform to manage their finances, streamline operations, and gain better insights into their financial performance.
Features
- Multi-currency business accounts supporting GBP, USD, and EUR, with more currencies planned.
- Virtual and physical cards with 1% cashback rewards on eligible purchases.
- Integration with e-commerce platforms like Shopify and payment gateways for automated transaction tracking.
- Automated expense management and accounting automation features.
- Real-time cash flow tracking and self-updating dashboards for financial visibility.
- Cards designed for online advertising spend across social media platforms.
- Mobile wallet compatibility for virtual and physical cards (coming soon).