The startup offers a cloud-based financial platform that provides real-time tenant income risk scores and proprietary income risk analytics for real estate investments. This technology enables investors, owners, and lenders to accurately assess rental loss probabilities and enhance portfolio reporting efficiency.
Funding
$2.1M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Commercial real estate investors and lenders face challenges in accurately assessing the risk of tenant default, which can lead to inaccurate valuations, increased portfolio risk, and potential rental income loss. Traditional credit reports offer limited insight into the specific dynamics of commercial real estate leases and may not provide a forward-looking view of tenant financial health. Existing risk assessment methods often rely on spreadsheets and manual processes, making it difficult to efficiently manage and monitor risk across large portfolios.
Solution
Income Analytics provides a cloud-based platform that delivers predictive tenant income risk scores and analytics, enabling real estate investors, owners, and lenders to quantify and manage income risk. The platform uses globally standardized risk scores, the INCANS® Scores, covering over 550 million companies worldwide, to assess the likelihood of tenants meeting their lease obligations. By aggregating tenant-level data and applying proprietary algorithms, Income Analytics generates forward-looking risk assessments at the asset and portfolio levels. The platform offers 24/7 monitoring and alerting, providing users with real-time insights into changes in tenant risk profiles and potential rental loss.
Target Audience
The primary target audience includes real estate professionals, institutional investors, and lenders who require comprehensive risk management and analysis across their commercial real estate portfolios.
Features
- Globally standardized INCANS® Scores that predict tenant default probability
- 24/7 monitoring and alerting of tenant and asset risk levels
- Automated client reporting with detailed income risk assessments
- Ability to score a building by aggregating rent-weighted tenant scores
- Calculation of equivalent bond ratings for assets and portfolios
- Comparative risk reporting against industry, sector, and country benchmarks
- KYC & Verification to confirm tenant identity, registration details, and legal status
- Payment Performance data to track historical payment behavior
- Company Tree to view the global corporate family tree and understand tenant ownership
- Financial Performance data with a 5-year financial history
- Credit Score & Limit recommendations