The startup provides a digital enrollment platform that utilizes a goal-based managed account program to help individuals understand their retirement funding needs. By enhancing engagement for financial advisors and recordkeepers, the platform enables savers to take actionable steps towards achieving improved retirement outcomes.
Funding
$3.6M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Many individuals struggle to understand their retirement funding needs, leading to inadequate savings and uncertainty about achieving their retirement goals. Traditional retirement planning often lacks personalization and fails to engage individuals effectively, resulting in poor retirement outcomes.
Solution
iJoin provides a data-driven, personalized digital platform that empowers individuals to understand and take control of their retirement planning. The platform integrates with leading industry partners and recordkeepers to deliver goal-based experiences tailored to each participant's unique circumstances. By leveraging sophisticated logic, algorithms, and data integrations, iJoin simplifies the retirement planning process and provides actionable insights to help individuals achieve their retirement goals. The platform offers a seamless, integrated experience that can be deployed natively or integrated into existing platforms, providing unparalleled value to employers and their employees.
Target Audience
iJoin primarily serves retirement plan advisors, recordkeepers, and employers seeking to improve participant engagement and drive better retirement outcomes for their employees.
Features
- Personalized, goal-based enrollment experience that connects with participants on any device
- Integration with recordkeeping platforms to determine individual retirement income needs
- Automated IRA rollover process for 401(k) plan advisors
- Customizable email campaigns to engage participants and encourage successful savings behaviors
- Dashboard providing performance data across all plans and participants, including participation rates, savings rates, and progress towards goals
- iJoin EXPLORE, a native component that engages users to take steps towards long-term financial security through education and financial planning activities
- Support for advisor-managed accounts and in-plan income solutions
- Plan success metrics reporting with clear summaries of plan health and success