IIMMPACT provides a unified API that lets digital banks, e‑wallets, and fintech apps in Malaysia and beyond offer bill payments, JomPAY, instant payouts, eSIM provisioning, mobile recharge, and digital content through a single integration. The platform pre‑connects over 20,000 billers nationwide and supports 181 countries, handling compliance, AML screening, and enterprise‑grade security with sub‑3‑second processing and 99.99% uptime, allowing clients to launch new payment features quickly and focus on user experience.
Funding
$2M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Digital banks, e‑wallets, and fintech apps in Malaysia must integrate with dozens of billers, utility providers, telecom operators, and regional payment rails. Building and maintaining these connections in‑house requires extensive time, costly commercial negotiations, and complex compliance processes, delaying product launches and limiting revenue growth.
Solution
IIMMPACT offers a single, unified API that aggregates bill payments (including JomPAY), instant payouts, eSIM provisioning, mobile recharge, and digital content services. By pre‑integrating over 20,000 billers nationwide and providing access to 181 countries, the platform eliminates the need for individual merchant integrations. The service includes real‑time AML and sanctions screening, ISO‑27001 certified security, and 99.99% uptime with sub‑3‑second processing. Clients can connect via one API call, receive fully managed infrastructure, and launch new payment features within weeks, allowing them to focus on user experience and revenue generation.
Target Audience
Primary customers are digital banks, e‑wallet providers, super‑apps, and fintech platforms that need to offer seamless payment, top‑up, and digital content services to their end‑users in Malaysia and the broader region.
Features
- One‑stop API covering bill payments, JomPAY, instant payouts, eSIM and mobile recharge, and digital content across 181 countries
- Instant access to 20,000+ billers and utilities with 100% nationwide coverage in Malaysia
- Real‑time AML, PEP, sanctions and adverse media screening across global watchlists
- ISO 27001 certification, regular penetration testing, and enterprise‑grade security controls
- Sub‑3‑second transaction processing and 99.99% system uptime
- Fully managed infrastructure with 24/7 automated operations and monitoring
- Scalable pricing model starting at USD 3.6 K, with no commercial negotiations required