About IGNOSIS

Ignosis provides a secure, real-time account aggregation platform that utilizes AI and machine learning to deliver deep insights into customer cash flows and spending behavior. This technology enables financial institutions to enhance lending processes and improve risk management through personalized recommendations and automated analytics.

```xml <problem> Financial institutions often lack real-time visibility into customer cash flows and spending behavior, hindering accurate risk assessment and personalized financial product offerings. Traditional methods of gathering and analyzing financial data are often slow, cumbersome, and lack the depth needed for effective decision-making. </problem> <solution> Ignosis provides an account aggregation platform that delivers financial data intelligence and actionable insights to banks, financial services companies, and insurance providers. The platform leverages Account Aggregator (AA) powered consented data sourcing, coupled with AI/ML-powered analytics, to provide deep customer insights on cash flows, customer personas, and spending behavior. This enables hyper-personalization, automation, and democratized credit access. The platform offers a suite of products including account aggregation, lending infrastructure, and embedded lending solutions. </solution> <features> - Multi AA TSP Modules for secure financial account linking. - Analytics Engine for intelligent collections and risk management. - Lending Infrastructure for ONDC & OCEN integration. - Digital KYC Solutions, including analytics for banking, GST, ITR, and SMS data. - Employment & Income Verification. - BRE & Risk Scoring. - Plug & Play SDK & APIs for embedded lending. - Cloud-native architecture for scalability and on-premise or cloud deployment options. - API-first design for seamless integration with existing systems. </features> <target_audience> The primary target audience includes banks, financial services companies (BFSI), and insurance providers seeking to enhance lending processes, improve risk management, and offer personalized financial products. </target_audience> <revenue_model> Ignosis operates on a pay-as-you-go model with no upfront costs. </revenue_model> ```

What does IGNOSIS do?

Where is IGNOSIS located?

IGNOSIS is based in Ahmedabad, India.

When was IGNOSIS founded?

IGNOSIS was founded in 2022.

Who founded IGNOSIS?

IGNOSIS was founded by Nirav Prajapati and Chintan Sheth.

Nirav Prajapati - Founder/CEO
Chintan Sheth - Co-founder

Location

Ahmedabad, India

Founded

2022

Employees

29 employees

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IGNOSIS

Score: 100/100

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Executive Summary

ignosis.ai 2K+

Crunchbase

Founded 2022 – Ahmedabad, India

Funding

No funding information available. Click "Fetch funding" to run a targeted funding scan.

Team (25+)

Nirav Prajapati

Founder/CEO

Chintan Sheth

Co-founder

Company Description

Problem

Financial institutions often lack real-time visibility into customer cash flows and spending behavior, hindering accurate risk assessment and personalized financial product offerings. Traditional methods of gathering and analyzing financial data are often slow, cumbersome, and lack the depth needed for effective decision-making.

Solution

Ignosis provides an account aggregation platform that delivers financial data intelligence and actionable insights to banks, financial services companies, and insurance providers. The platform leverages Account Aggregator (AA) powered consented data sourcing, coupled with AI/ML-powered analytics, to provide deep customer insights on cash flows, customer personas, and spending behavior. This enables hyper-personalization, automation, and democratized credit access. The platform offers a suite of products including account aggregation, lending infrastructure, and embedded lending solutions.

Features

Multi AA TSP Modules for secure financial account linking.

Analytics Engine for intelligent collections and risk management.

Lending Infrastructure for ONDC & OCEN integration.

Digital KYC Solutions, including analytics for banking, GST, ITR, and SMS data.

Employment & Income Verification.

BRE & Risk Scoring.

Plug & Play SDK & APIs for embedded lending.

Cloud-native architecture for scalability and on-premise or cloud deployment options.

API-first design for seamless integration with existing systems.

Target Audience

The primary target audience includes banks, financial services companies (BFSI), and insurance providers seeking to enhance lending processes, improve risk management, and offer personalized financial products.

Revenue Model

Ignosis operates on a pay-as-you-go model with no upfront costs.