Hyperlayer develops a smart, programmable operating system designed specifically for financial institutions. This platform enables firms to build, deploy, and manage complex financial applications with enhanced automation and control. It provides a unified infrastructure layer to streamline core financial workflows and data processing.
Funding
$62.7M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
SGFounders
Product
Problem
Traditional banking, payments, and loyalty infrastructures often lack the flexibility to deliver personalized financial solutions and adapt to evolving customer needs. Existing systems struggle to process complex financial use cases in real-time, hindering customer engagement and innovation in financial services.
Solution
Hyperlayer offers a real-time, multi-directional rules engine that integrates with existing financial infrastructures to enable customer-centric financial services. The platform acts as an exoskeleton, enhancing core banking, payments, card, and rewards systems without requiring a complete overhaul. By leveraging the platform, businesses can deliver continuous, predictive, AI-powered services at every customer touchpoint, automate lending processes with fine-grained control, and optimize loyalty rewards programs.
Target Audience
The primary target audience includes banks, financial institutions, and businesses seeking to enhance customer engagement, streamline financial services, and deliver personalized financial solutions.
Features
- Real-time, multi-directional rules engine for orchestrating complex financial use cases
- Integration with existing banking, payments, card, and rewards infrastructures
- AI-powered hyper-personalization capabilities for customer engagement
- Scalable lending capability with fine-grained control over inbound and outbound payments
- Loyalty and rewards program optimization with the ability to combine bank products, bank-funded loyalty, and merchant-funded rewards
- Wallet functionality for automated social saving and spending, blocking, and partitioning
- Financial Media Networks for targeted engagement at the point-of-sale
- ISO 270001 and SOC 2 security certifications
- 99.9999% availability with multi-cloud deployments and cross-region failovers
- Performance exceeding 20,000 transactions per second with less than 100ms latency