Huma Finance is an on-chain credit platform that connects high-performing receivables with global financing, enabling real-time liquidity access for licensed financial institutions. By utilizing blockchain technology, Huma facilitates instant settlements for cross-border payments and offers digital-asset backed credit solutions, ensuring transparency and security in financial transactions.
Funding
$80M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Licensed financial institutions face challenges in accessing real-time liquidity for cross-border payments and managing digital-asset backed credit solutions, often encountering delays and lack of transparency. Traditional financing methods for global payments are inefficient, hindering the growth and scalability of businesses.
Solution
Huma Finance provides a PayFi network that enables instant access to liquidity for financing global payments. The platform offers on-demand liquidity for licensed financial institutions to settle cross-border payments in real-time. Huma facilitates digital-asset backed corporate cards, offering seamless fiat transactions, enhanced security, and real-time tracking. The network is built on blockchain technology, ensuring transparency and security in financial transactions through structured finance modules enforced by smart contracts.
Target Audience
Huma Finance targets licensed financial institutions seeking efficient and transparent solutions for cross-border payment financing and digital-asset backed credit management.
Features
- On-demand liquidity for cross-border payment settlements.
- Digital-asset backed corporate cards for efficient financial management.
- Real-time tracking and enhanced security for transactions.
- Compliance with AML screenings and investor status checks.
- Open architecture with cross-layer interoperability and modular design.
- Blockchain-based infrastructure for instant money movement.