Human API
Human API, now operating as LexisNexis® Health Intelligence, provides an end-to-end electronic health record (EHR) platform designed specifically for life insurance carriers. The solution delivers easy-to-read EHRs that underwriters actually use, with integration capabilities built from real-world deployment experience, enabling faster underwriting decisions and access to clinical data elements like tobacco use and BMI for more accurate risk pricing.
- Insurance Technology
- Healthcare Technology
- Digital Health
- Software Only
Funding
Funding not disclosed
Founders
Founder details are not available yet.
Product
Problem
Life insurance carriers struggle to adopt electronic health records (EHRs) at scale, limiting their ability to accelerate underwriting decisions and mitigate mortality slippage. Two main hurdles persist: underwriters don't use EHRs as often as possible, and integrating them into underwriting workflows requires significant time, resources, and expertise.
Solution
LexisNexis® Health Intelligence, formerly Human API Health Intelligence, provides an end-to-end EHR platform for life insurance carriers that is built for adoption at scale. The solution delivers easy-to-read EHRs that underwriters actually use, with integration capabilities developed from real-world experience. This allows carriers to avoid managing the intricacies of EHR integration and focus on underwriting work. The platform gives underwriters access to more clinical data than available elsewhere, enabling faster and more informed decisions, and helping carriers mitigate risk and price more accurately using clinical data elements such as tobacco use, BMI, and other key conditions.
Target Audience
Primary customers are life insurance carriers seeking to integrate electronic health records into their underwriting workflows at scale for faster decision-making.
Features
- Easy-to-read EHR format designed for high adoption rates among underwriters
- End-to-end solution that incorporates integration capabilities built from experience deploying EHRs at scale
- Access to clinical data elements such as tobacco use, BMI, and other key conditions for risk mitigation and accurate pricing
- Streamlined integration into existing underwriting workflows without requiring in-house technical expertise
- Platform trusted by leading carriers for accelerating the underwriting life insurance process