Housers is a regulated European crowdlending platform that connects real‑estate developers needing flexible project financing with investors seeking secured, income‑generating loans. Each loan is backed by a first‑rank mortgage guarantee and offers quarterly interest payments, with investments starting from €300.
Funding
$19.6K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Real estate developers often struggle to obtain flexible, timely financing beyond traditional bank loans, while individual investors have limited access to diversified, secured real‑estate investment opportunities with transparent returns.
Solution
Housers operates a regulated European crowdlending platform that matches developers seeking project funding with investors looking for real‑estate loans. Developers submit projects, which are evaluated by specialists and scored by an external risk analyst before being listed. Each loan is protected by a first‑rank mortgage guarantee registered in the land registry, and investors receive quarterly interest payments directly from the developer. The platform handles the full loan lifecycle, from capital capture to profit and capital distribution, allowing investors to participate with as little as €300 via bank transfer or credit card.
Target Audience
Primary customers are real‑estate developers and companies in the EU seeking alternative project financing, and individual or institutional investors looking for secured, income‑generating real‑estate loan investments.
Features
- First‑rank mortgage guarantee registered in the land registry for added security
- Flexible loan terms up to €5 million per project, with repayment periods starting at 6 months
- Quarterly interest payments to investors, with average IRR around 7.45 %
- Low minimum investment (€300) and multiple payment options, including credit cards
- Fully regulated by the CNMV (registration number 13) and compliant with European security standards
- End‑to‑end platform management of capital capture, distribution, and reporting
- Online account creation and dashboard for monitoring investments and performance