Horizon65 provides a financial planning application that allows users to simulate long-term investment scenarios against defined retirement goals. The platform aggregates data from over 160 providers across various asset classes, including pensions, real estate, and stocks, to offer a transparent overview of future income projections. Users can access personalized investment recommendations and broker investment offers at a reduced cost through the service.
Funding
Funding not disclosed
Founders
Product
Problem
Many individuals find it challenging to navigate the complexities of retirement planning, often lacking a clear understanding of how current investments will translate into future financial security. This uncertainty can lead to suboptimal savings strategies and difficulty in achieving desired retirement goals.
Solution
Horizon65 offers a mobile application designed to simplify retirement planning by providing users with a comprehensive view of their long-term investment outlook. The app allows users to input their current assets and financial goals, then simulates various scenarios to forecast future income and potential retirement outcomes. By offering personalized investment recommendations and comparisons, Horizon65 empowers users to make informed decisions and optimize their savings strategies to reach their desired retirement income. The platform also facilitates connections with financial experts for personalized guidance and support.
Target Audience
The primary target audience includes individuals seeking a straightforward and accessible tool to plan for retirement, ranging from beginners to experienced investors.
Features
- Simulation tool to forecast retirement income based on current assets and goals
- Personalized investment recommendations tailored to individual circumstances
- Comparison of various investment options, including funds, commodities, and pension plans
- Integration of diverse asset types, such as state pension, real estate, company pension, and personal savings
- Access to expert support via video call, callback, or chat
- GDPR compliance and data storage in ISO 27001 certified data centers in Germany