HopNow provides a unified API for real‑time currency conversion and settlement across fiat and stablecoin pairs on any blockchain. It offers mid‑market FX rates with T+0 settlement, routing payments through the fastest, lowest‑cost rail—whether SWIFT, on‑chain stablecoins, or real‑time payment networks—while guaranteeing 99.9% uptime and supporting over 150 countries.
Funding
Funding not disclosed
Founders
Product
Problem
Businesses that need to move money across borders face fragmented payment rails, high fees, and delayed settlement, especially when dealing with multiple fiat currencies, stablecoins, or blockchain networks. Managing FX risk and ensuring timely delivery to recipients in diverse markets is complex and time‑consuming.
Solution
HopNow provides a single, well‑documented API that lets companies quote, route, and settle currency conversions between any fiat pair, stablecoin, or blockchain asset at mid‑market rates. The platform automatically selects the fastest, lowest‑cost rail—whether SWIFT, on‑chain stablecoins, or real‑time payment networks—and guarantees same‑day (or minutes) settlement. With support for over 150 country corridors and a $1 B+ transaction volume, HopNow delivers enterprise‑grade reliability (99.9% uptime SLA) and a sandbox for testing before live deployment. Teams can launch their first live payment in under a week, gaining transparent pricing (spreads under 15 bps) and real‑time visibility into trade execution.
Target Audience
Primary customers include corporate treasuries, e‑commerce marketplaces, payroll providers, and remittance operators that require fast, low‑cost multi‑currency payouts and FX risk management.
Features
- Unified REST API for quoting, routing, and settling cross‑border payments in fiat, stablecoin, or blockchain formats
- Automatic rail selection across SWIFT, on‑chain stablecoins, and real‑time payment networks to optimize speed and cost
- Mid‑market FX pricing with spreads typically below 15 basis points
- Coverage of 150+ country corridors and over $1 billion settled transactions
- 99.9% uptime SLA measured against every payment rail, with real‑time monitoring
- Full‑fidelity sandbox environment for pre‑production testing of any corridor
- 24/7 engineering support via dedicated Slack channel for rapid issue resolution