Homaio operates a digital platform that enables individual investors to buy, sell, and retire European Union carbon allowances (EUAs) as tradable financial assets. The service combines market‑based returns with measurable climate impact, offering portfolio diversification through a low‑correlation asset class. Revenue is generated via a 2% transaction commission, a 1.5% annual management fee, and a minimum investment of €1,000 with a six‑month holding period.
Funding
Funding not disclosed
Founders
Product
Problem
Private investors have historically lacked access to European Union Allowances (EUAs), a financial instrument designed to incentivize emissions reductions. This limited access prevents individuals from directly participating in and benefiting from the EU's carbon market.
Solution
Homaio provides a platform for private investors to access EUAs, enabling them to invest in climate-related assets. EUAs are capped financial instruments issued by the European Commission, with a decreasing supply intended to drive long-term price appreciation. By investing in EUAs through Homaio, investors can contribute to emissions reductions while potentially achieving double-digit returns. The platform offers a direct investment route with dedicated support, ensuring funds are secured and protected.
Target Audience
Homaio targets private investors interested in climate-conscious investing and seeking to contribute to systemic change through financial instruments.
Features
- Direct access to physically-backed European Union Allowances (EUAs)
- Platform designed for long-term, buy-and-hold investment strategies
- Potential for double-digit returns by 2030
- Diversification opportunity within a climate-focused portfolio
- Dedicated support and proprietary knowledge resources
- Secure platform with protected funds