Holded provides a cloud‑native SaaS platform that consolidates invoicing, accounting, treasury, CRM, inventory, HR, project management and POS into a single interface for SMEs. The system automates transaction classification, bank reconciliation, multi‑currency tax compliance and expense digitization, while offering real‑time dashboards, an open API for integrations, and native payment capabilities through Holded Wallet.
Funding
$18.1M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Small and medium-sized enterprises often rely on separate, manual tools for invoicing, accounting, cash‑flow tracking, CRM, inventory, and HR, which creates data silos, repetitive data entry, and time‑consuming administrative work.
Solution
Holded delivers a cloud‑native management platform that unifies core business functions—billing, accounting automation, treasury, CRM, inventory, project management, HR, and point‑of‑sale—into a single interface. Users can generate invoices from customizable templates, automate ledger entries, and reconcile bank transactions automatically. Real‑time dashboards provide up‑to‑date financial and operational metrics, while built‑in multi‑currency and tax engines handle regional compliance. The platform exposes a RESTful API and a marketplace of pre‑built integrations, enabling seamless data flow with external systems. AI‑driven expense digitization reduces manual receipt processing, and the Holded Wallet adds native payment and collection capabilities. All features are accessible from any browser, supporting remote and distributed teams.
Target Audience
The solution targets SMEs across verticals—agencies, SaaS providers, startups, professional services, wholesale, retail, e‑commerce, construction, hospitality, and freelancers—that need a unified, cloud‑based system to streamline finance, operations, and customer management.
Features
- Cloud SaaS suite covering invoicing, accounting, treasury, CRM, inventory, HR, project management, ERP and POS
- Automated accounting engine that classifies up to 95 % of transactions and generates real‑time financial reports
- Secure bank connectivity with automatic reconciliation and cash‑flow monitoring
- Multi‑currency invoicing and tax calculation with configurable tax rules
- AI‑powered receipt scanning and expense digitization for fast expense entry
- Integrated CRM pipeline with lead tracking, quoting and deal closure tools
- Real‑time inventory management with stock level alerts and batch tracking
- HR module supporting payroll, employee records, and role‑based access controls
- Open API and Holded Store integrations for ERP, e‑commerce, and third‑party apps
- Holded Wallet business account for in‑platform payments, collections and transaction history