حصّتك is a digital platform that enables individuals to purchase fractional ownership of ready‑to‑rent properties, with each share registered under the investor’s name. The service handles the full property management process and distributes rental income to shareholders on a monthly basis, offering Sharia‑compliant investment opportunities and a transparent exit option after 3–5 years.
Funding
Funding not disclosed
Founders
Product
Problem
Individual investors in Saudi Arabia often lack access to ready-to-rent real estate due to high capital requirements, complex ownership paperwork, and limited transparency in rental income collection.
Solution
Hissatak provides a digital platform that enables investors to purchase fractional shares of pre‑selected, income‑generating properties. Each share is recorded on an official title deed, ensuring legal ownership. The platform manages property acquisition, rental collection, and monthly distribution of income to investors’ bank accounts. After a 3–5 year holding period, the property is sold and proceeds—including capital appreciation—are returned to shareholders. All offerings comply with Islamic finance principles and are regulated by the Saudi Real Estate Authority.
Target Audience
The service targets individual Saudi investors seeking low‑minimum, Sharia‑compliant exposure to the residential real‑estate market, as well as tech‑savvy investors who prefer a fully digital investment experience.
Features
- Fractional ownership recorded on a government‑registered title deed for each investor
- Curated portfolio of ready‑to‑rent properties with disclosed rental yields and capital growth forecasts
- Automated rent collection and transparent monthly income distribution via bank transfers
- Exit mechanism after 3–5 years that sells the property and returns principal plus appreciation to shareholders
- Sharia‑compliant investment structures reviewed and approved by recognized Islamic scholars
- Mobile app that allows users to select properties, calculate expected returns, and monitor portfolio performance