Highnote provides a white-label issuer processor platform that enables businesses to launch and manage card products efficiently through a GraphQL API and integrated compliance tools. This platform addresses the challenges of slow card issuance and limited customization, allowing companies to enhance customer engagement and drive revenue growth.
Funding
$156.5M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Existing card issuance and processing solutions often suffer from slow launch times, limited customization options, and a lack of flexibility, hindering businesses from quickly adapting to evolving customer needs and market demands. Traditional systems struggle to provide the agility and control required for modern card programs.
Solution
Highnote offers a modern, white-label issuer processor platform that empowers businesses to efficiently launch and manage customized card products. Through a GraphQL API and integrated compliance tools, the platform streamlines the entire card issuance process, from building integrations to operating at scale. Highnote enables businesses to enhance customer engagement, drive revenue growth, and maintain brand control at every touchpoint, offering flexibility to create differentiated products tailored to specific business needs. The platform provides access to rich transaction data, automated identity verification, and spend controls.
Target Audience
Highnote targets businesses across various industries looking to launch and manage their own card programs, including debit, credit, fleet, and payroll cards.
Features
- GraphQL API for rapid and flexible integration
- White-label platform for complete brand control over card design and user experience
- Integrated KYC (Know Your Customer) workflows for automated identity verification
- Real-time transaction data and integrated ledger for tracking funds movement
- Customizable spend rules and velocity controls for optimizing authorizations
- Notifications and webhooks for powering customer communications
- No-code dashboard for managing and supporting card programs