Highbeam provides an integrated financial infrastructure platform specifically designed for consumer brands. The platform consolidates banking, capital access, cards, and automated finance operations into a single system. This unified approach uses intelligent agents to automate treasury and scenario planning, enabling brands to optimize cash flow management.
Funding
$17M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
eCommerce and omnichannel brands often struggle with fragmented financial management, relying on multiple platforms for banking, capital access, and cash flow management. This complexity leads to inefficiencies, increased costs, and a lack of real-time financial visibility, hindering profitability and strategic decision-making.
Solution
Highbeam provides an integrated financial platform designed specifically for eCommerce and omnichannel brands, consolidating banking, capital, and automated cash flow management into a single solution. The platform offers real-time financial insights, high-yield deposit accounts, and flexible credit solutions tailored to the needs of growing brands. By unifying these critical functions, Highbeam streamlines operations, reduces costs, and empowers businesses to optimize their working capital and make data-driven decisions. Highbeam's platform helps brands gain control over their finances, improve profitability, and achieve sustainable growth.
Target Audience
Highbeam primarily targets eCommerce and omnichannel brands generating over $5M in annual sales, as well as financial advisors, accounting firms, investors, and lenders serving this market.
Features
- Business checking accounts with up to $3M in FDIC insurance through Thread Bank, Member FDIC
- High-yield savings accounts with competitive APY (Annual Percentage Yield)
- Virtual and physical cards with up to 2% cash back on ad spend and 1% on all other purchases
- Integrated bill pay functionality for streamlined vendor payments
- Real-time spend management and cash flow insights
- Revolving lines of credit with transparent rates
- Integrations with popular eCommerce platforms for automated data synchronization
- International payment capabilities with transparent fees