HIFI provides a payments and API platform that enables instant cross-border transactions using stablecoins and traditional banking systems, significantly reducing settlement times from days to seconds. By integrating decentralized ledger technology, HIFI allows businesses to optimize cash flow and minimize transaction costs while enhancing security against fraud.
Funding
$8.2M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
+3Founders
Product
Problem
Traditional cross-border transactions are slow and expensive, often taking days to settle and incurring significant fees. This delay hinders cash flow and increases operational costs for businesses engaged in international commerce. Existing systems also lack transparency and are vulnerable to fraud.
Solution
HIFI offers a payments and API platform that enables instant cross-border transactions using stablecoins and traditional banking systems. By leveraging decentralized ledger technology, HIFI significantly reduces settlement times from days to seconds, optimizing cash flow and minimizing transaction costs. The platform provides a modern infrastructure for integrating stablecoins into global payment flows, allowing businesses to move money at the speed of the internet. HIFI consolidates banks, liquidity providers, money transmitters, compliance, and wallets into a single integration, supporting various money movement use cases.
Target Audience
HIFI targets global businesses, neobanks, fintech applications, AI agents, payment processors, and corporate treasuries seeking to optimize cross-border payments and integrate stablecoins into their financial operations.
Features
- API for instant global money movement across banks and stablecoins
- Virtual accounts for managing operations in USDC and other stablecoins
- Connectivity to ACH, Wire, and local payment rails for instant bank transfers
- KYC/KYB APIs for compliance
- Wallet and custody services
- Real-time monitoring to prevent fraudulent activity
- Support for various stablecoins, including USDC, USDT, and PYUSD