Many consumers lack immediate access to funds for purchases, while merchants risk losing sales due to customers' payment constraints. Traditional financing options can be cumbersome, requiring extensive paperwork and approval processes.

HeyLight provides a platform that enables "Buy Now, Pay Later" (BNPL) options for both online and in-store purchases, allowing consumers to split payments into installments. Merchants benefit from increased sales, higher conversion rates, and immediate payment, while customers gain flexibility in managing their expenses. HeyLight integrates directly into e-commerce platforms via plugins and APIs, and offers solutions for physical stores through SmartPOS systems and mobile applications. The platform supports both installment plans and digital financing, catering to a wide range of customer needs and merchant preferences. HeyLight's solutions are designed to be flexible and customizable, allowing merchants to tailor payment options to suit their specific business requirements.

Integration with e-commerce platforms via plugins (Magento, Shopify, Prestashop, TeamSystem Commerce, NewCart) and APIs

Support for SmartPOS systems in physical stores

Mobile application for managing installment payments

Options for both installment plans and digital financing

Customizable payment options for merchants

Customer eligibility checks performed by HeyLight

Rapid merchant payment

Integration with booking engines and quotation tools for travel-related services

HeyLight targets e-commerce businesses and brick-and-mortar stores seeking to increase sales by offering flexible payment options, as well as consumers looking for convenient ways to manage their purchases through installment plans.

HeyLight generates revenue through fees charged to merchants for each transaction processed through its platform, and through interest or service fees applied to consumer financing options.