HERO provides an all-in-one business account that integrates payment processing, cash flow management, and automated accounting to enhance financial operations for SMEs and freelancers. By offering features like deferred payment credit cards and instant fund access, HERO helps businesses improve their working capital and streamline transaction management, resulting in significant revenue growth.
Funding
$19.7M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
VVFounders
Product
Problem
Small and medium-sized enterprises (SMEs) and freelancers often struggle with managing cash flow due to delayed customer payments and the need to finance operational expenses. Traditional banking solutions may not offer the flexibility or speed required to address these challenges effectively, leading to working capital constraints and hindering growth opportunities.
Solution
HERO provides an all-in-one business account designed to optimize cash flow and streamline financial operations for SMEs and freelancers. The platform offers features such as deferred payment credit cards, instant access to funds, and multi-channel payment acceptance to improve working capital management. By automating receipt collection and generating optimized exports for pre-accounting, HERO simplifies financial administration. The platform also enables businesses to get paid instantly via payment links and accept card payments at competitive rates.
Target Audience
HERO primarily targets SMEs, freelancers, and online merchants seeking to improve cash flow management, streamline financial operations, and access flexible financing options.
Features
- Business accounts with dedicated IBANs for managing finances
- Deferred payment credit cards with up to 90-day terms
- Multi-channel payment acceptance, including payment links and online payment plugins
- Automated receipt collection and optimized exports for pre-accounting
- Virtual cards for specific use cases
- Unlimited sub-accounts for simplified reconciliation