Helios offers a non‑custodial crypto‑backed credit card that lets users spend their digital assets while earning up to 3% Bitcoin cashback on every purchase. The card operates on audited smart contracts, so users retain full control of their private keys, and the service is slated for launch on the Midl mainnet by year‑end.
Funding
$4.7M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
4OFounders
Product
Problem
Crypto holders often face limited options for using their digital assets in everyday transactions, as most payment methods require converting crypto to fiat or rely on custodial services that relinquish control of private keys. This creates friction and reduces the utility of crypto holdings for routine spending.
Solution
Helios provides a non‑custodial, crypto‑backed credit card that enables users to spend their digital assets directly while retaining full control of their private keys through audited smart contracts. Each purchase generates up to 3% Bitcoin cashback, which is credited to the user’s wallet, turning everyday spending into a mechanism for growing crypto holdings. The card operates on the Midl blockchain, ensuring transparent on‑chain settlement and eliminating the need for third‑party custodians. Users can join a waitlist to receive early access and activation instructions once the product launches on the Midl mainnet.
Target Audience
Crypto owners aged 18 or older who want to use their digital assets for everyday purchases while earning Bitcoin rewards, and who prefer retaining full custody of their funds.
Features
- Non‑custodial architecture with audited smart contracts that keep users’ private keys and funds under their sole control
- Direct crypto spending without mandatory conversion to fiat, supported on the Midl blockchain
- Automatic Bitcoin (BTC) cashback of up to 3% on every transaction, credited on‑chain to the user’s wallet
- Waitlist enrollment with no cost, providing early‑access notifications and step‑by‑step activation guidance
- Planned support for additional crypto assets and incremental feature upgrades post‑launch