HARO is a welltech platform that provides employees with on-demand access to their earned wages, enabling immediate liquidity and financial management through a fixed membership fee. The platform also offers telemedicine, psychological support, and insurance services, addressing the need for comprehensive financial, physical, and emotional wellness in the workplace.
Funding
Funding not disclosed
Founders
Product
Problem
Many employees face financial stress due to a mismatch between pay cycles and immediate expenses, leading to late payment fees or reliance on high-interest loans. Traditional financial wellness programs often lack the immediacy and comprehensive support needed to address these challenges effectively.
Solution
HARO is a welltech platform that partners with employers to provide employees on-demand access to earned wages, promoting immediate liquidity and financial stability. Through a fixed membership, employees can access their already-worked salaries, avoiding late fees and high-interest loans. Beyond earned wage access, HARO offers a suite of integrated services, including telemedicine, psychological support, insurance options, and bill payment functionalities, all designed to foster holistic financial, physical, and emotional well-being.
Target Audience
HARO targets employers looking to enhance employee financial wellness and improve employee engagement, as well as employees seeking greater control over their finances and access to immediate liquidity.
Features
- On-demand access to up to 50% of earned wages before payday
- Integrated bill payment service for utilities and other essential expenses
- Telemedicine access to general practitioners and specialists
- Psychological support services
- Insurance options
- Debt restructuring solutions to secure better interest rates and payment terms
- Access to financial health advice