Hamsa provides the Unified Ledger infrastructure to accelerate global clearing and settlement across financial institutions. This platform leverages DLT and EVM compatibility to enhance speed, interoperability, and data privacy for digital finance operations. The company offers solutions including subaccounting, programmable payments, and asset tokenization to modernize back-office efficiency and transaction processing.
Funding
$23.2M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Financial institutions face challenges in clearing and settling transactions due to a lack of interoperability between systems, privacy concerns, and slow processing times. Existing processes often involve manual tasks, leading to inefficiencies and increased operational costs.
Solution
Hamsa provides a Unified Ledger platform leveraging Distributed Ledger Technology (DLT) and AI to automate and streamline clearing and settlement for financial institutions. The platform addresses interoperability and privacy concerns while enabling 24/7 real-time atomic transactions. By connecting financial institutions to a global financial ecosystem, Hamsa reduces costs, enhances operational efficiency, and facilitates the development of new financial products through asset tokenization and programmable payments. The Hamsa Unified Ledger integrates with existing systems without disrupting internal workflows.
Target Audience
Hamsa targets financial institutions, including central banks, commercial banks, and other large financial organizations, seeking to modernize their clearing and settlement processes.
Features
- Universal Confidential Ledger (UCL) for seamless integration of on-chain and off-chain accounts, balances, transactions, and assets.
- Privacy Module based on Microsoft’s ZKP Nova system, ensuring transactional data privacy with EVM compatibility and ZK roll-up technology.
- Programmability Module for customizing workflows and adding programmable logic.
- AI-enabled Automation Module for automating financial workflows through smart contracts.
- Interoperability Module for seamless communication and transaction processing between systems.
- Clearing & Subaccounting Platform to reduce costs and increase the speed and reliability of transaction clearing.
- Programmable Payments Platform enabling 24/7 transactions using stablecoins, tokenized deposits, and CBDCs.
- Asset Tokenization Platform for tokenizing assets like loans, receivables, and real estate.