Hadi Finance provides digital working capital solutions specifically tailored for informal retailers and SME suppliers. The company offers flexible financing products, including inventory financing and invoice discounting, to improve business cash flow. This access to fast capital empowers small businesses to maintain stock levels and fulfill orders efficiently.
Funding
$100K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Retailers and distributors in Africa often face challenges in accessing sufficient capital to procure inventory and manage cash flow, hindering their ability to meet customer demand and pursue growth opportunities. Traditional financing options may be limited or inaccessible, creating a barrier to business expansion.
Solution
Hadi Finance provides inventory and receivable financing solutions tailored for retailers and distributors in Africa, enabling them to access upfront capital for inventory purchases and improve cash flow through invoice sales. The platform offers retailers the capital needed to purchase inventory from a network of trusted partner distributors. Hadi Finance settles distributors upfront when retailers make a down payment, ensuring a seamless transaction. By unlocking the cash tied up in invoices, Hadi Finance empowers businesses to fuel growth without incurring additional debt.
Target Audience
Hadi Finance primarily targets retailers and distributors in Africa, particularly small and medium-sized enterprises (SMEs) seeking to expand their inventory and improve cash flow.
Features
- Inventory financing solutions for retailers to purchase goods from partner distributors.
- Receivable financing to unlock cash flow from outstanding invoices.
- Mobile application for account creation and loan applications.
- Distributor payment upon retailer down payment.
- Credit and cashless payments for retailers.
- Integration with a network of trusted partner distributors.
- Support for retailers throughout the loan application and disbursement process.