Grid offers a no‑code risk orchestration platform that consolidates KYC, AML, identity verification, fraud detection, and credit decisioning into a single workflow. Through one API and contract, financial institutions can access multiple data providers, automate real‑time risk scoring, and monitor compliance via a unified dashboard, reducing vendor complexity and onboarding time.
Funding
Funding not disclosed
Founders
Product
Problem
Financial institutions, auto lenders, and specialty finance companies must manage multiple point solutions for KYC, AML, fraud detection, and credit risk, each requiring separate contracts and integrations. This fragmented approach increases operational overhead, slows borrower funding, and raises compliance risk.
Solution
Grid provides a single, code‑free risk orchestration platform that unifies KYC, AML, identity verification, fraud prevention, and credit decisioning into one workflow. Users connect to a network of best‑in‑class data providers through a single API and contract, eliminating the need for multiple vendor relationships. The platform automates data collection, verification, and risk scoring while maintaining regulatory compliance, enabling faster borrower onboarding and reduced operational costs. Grid’s dashboard offers real‑time visibility into risk metrics and decision outcomes, allowing institutions to manage risk centrally without sacrificing speed or security.
Target Audience
Primary customers are banks, credit unions, auto lenders, automotive dealers, and specialty finance companies that need a consolidated solution for compliance, fraud prevention, and credit risk assessment.
Features
- Unified, no‑code workflow that integrates KYC, AML, identity verification, fraud detection, and credit risk decisioning
- Single API and contract for access to multiple data providers, removing vendor sprawl
- Real‑time risk scoring and decision engine with configurable rules
- Dashboard with live risk metrics, alerts, and audit trails for compliance monitoring
- Scalable architecture designed for banks, credit unions, auto dealers, and specialty finance firms
- Secure data handling with encryption and compliance with industry regulations