Gravy
Gravy is a personal finance automation app for Mac that aggregates bank accounts, credit cards, and investments into a single local dashboard. It automatically categorizes transactions, tracks subscriptions, monitors net worth, and organizes tax records, while running entirely on-device to keep financial data private. Users can ask natural-language questions about spending and cash flow for straightforward answers.
- Financial Technology
- Software Only
Funding
Raised to date
$500KRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Founder details are not available yet.
Product
Problem
Managing personal finances across multiple bank accounts, credit cards, and investment platforms requires logging into several apps and manually consolidating data. This fragmented approach makes it difficult to track spending, spot subscription charges, and stay organized for taxes, while cloud-based financial tools raise privacy concerns about where sensitive data is stored.
Solution
Gravy is a personal finance automation app for Mac that aggregates bank accounts, credit cards, and investments into a single local dashboard. It automatically categorizes transactions, tracks subscriptions, monitors net worth, and organizes tax records, while running entirely on-device to keep financial data private. Users can ask natural-language questions about spending and cash flow for straightforward answers. The app provides a monthly overview with net worth, spending trends, and savings progress, plus recent activity alerts for events like paycheck deposits, new subscriptions, and investment changes.
Target Audience
Primary users are individual Mac owners who want a private, consolidated view of their personal finances across bank accounts, credit cards, and investment portfolios, particularly those concerned about cloud-based financial data privacy.
Features
- Local-first architecture: accounts, transactions, and documents never leave the user's device, with no cloud storage or remote servers
- Multi-account aggregation across banks, credit cards, and brokerages such as Chase, Wells Fargo, and Robinhood
- Automatic transaction categorization and subscription detection with recurring charge alerts
- Natural-language query interface for asking questions about spending, cash flow, and what-if scenarios
- Tax organization module that keeps deductions, write-offs, and records ready year-round
- Investment tracking with holdings, gains, and exposure across multiple brokerages