Grain develops financial technologies that enhance capital deployment for enterprises through its products, Velex and Atlas. Velex provides automated cash-flow scoring to improve borrower qualification, while Atlas offers a cloud-based solution for managing diverse loan portfolios efficiently.
Funding
$17.8M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Traditional credit checks often overlook potential borrowers with limited credit history or those who don't fit conventional risk profiles, hindering access to capital for both individuals and enterprises. Existing loan portfolio management systems can be inefficient and difficult to access.
Solution
Grain offers financial technologies designed to improve capital deployment for enterprises. Their Velex product provides automated cash-flow scoring, enabling lenders to more accurately assess borrower risk and identify overlooked, creditworthy customers. Atlas, their cloud-based portfolio management solution, allows institutions to originate, manage, and service diverse loan portfolios, lines of credit, and credit cards from any location. By leveraging alternative data and cloud accessibility, Grain aims to streamline lending processes and expand financial opportunities.
Target Audience
Grain's primary customers are financial institutions and enterprises seeking to improve their lending processes, better qualify borrowers, and efficiently manage loan portfolios.
Features
- **Velex:** Automated cash-flow scoring using alternative data sources to improve borrower qualification and risk assessment.
- **Atlas:** Cloud-based platform for originating, managing, and servicing various loan types, lines of credit, and credit cards.
- Accessible anytime, anywhere.
- Streamlines lending processes.