Gparency’s Mortgage Assurance service helps commercial real‑estate owners secure better loan rates and terms by independently underwriting their deals and presenting them to 15‑20 additional lenders from a network of over 3,000. For a flat $4,500 fee, owners receive a second term sheet that can be used to negotiate with their existing broker or lender, ensuring they don’t leave any financing options on the table.
Funding
$162.5K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Commercial real estate owners often rely on a single broker or lender for financing, which can result in suboptimal loan rates and terms because they lack visibility into broader market options. This limited competition makes it difficult to ensure they are receiving the best possible financing for their deals.
Solution
Mortgage Assurance offers a flat-fee service that provides owners with an independent review of their loan proposals. The company underwrites each deal to institutional standards and then presents the deal to 15‑20 additional lenders from its network of over 3,000. By generating a second term sheet, owners can negotiate more aggressively with their existing broker or lender and compare alternative structures. The process is designed to keep existing relationships intact while creating enough market competition to improve rates, terms, and overall deal structure. Results are delivered quickly, often the same day the deal information is submitted, giving owners confidence that no better financing options were overlooked.
Target Audience
Primary customers are owners of commercial real estate properties who are seeking to secure or refinance loans and want to ensure they obtain the most favorable financing terms.
Features
- Institutional‑grade underwriting of the submitted commercial real estate loan package
- Access to a curated list of 15‑20 lenders drawn from a network of 3,000+ lenders
- Generation of a second term sheet to use as leverage in negotiations with current broker or lender
- Flat‑fee pricing ($4,500) that eliminates percentage‑based commissions
- Same‑day initial review and lender outreach after deal submission
- Confidential handling of deal information with no requirement to change existing broker relationships