StackUp
StackUp is a mobile savings and investing app that automates wealth-building through round-ups, recurring transfers, and direct top-ups, with every deposit instantly invested into risk-adjusted portfolios. The platform gamifies saving with an XP and badge system, and is preparing to launch in Bahrain with CBB-compliant onboarding and bank-level security.
- Financial Technology
- Software Only
- Artificial Intelligence
- Applications
Funding
Founders
Founder details are not available yet.
Product
Problem
Many people struggle to save consistently and miss out on investment growth because saving requires manual effort, discipline, and financial knowledge. Traditional savings accounts offer minimal returns, leaving idle cash to lose purchasing power over time.
Solution
StackUp automates personal savings and investing so users can grow wealth without active effort. The platform offers three saving modes: round-ups on everyday purchases, scheduled recurring transfers, and one-tap direct top-ups. Every deposit is instantly invested into a choice of risk-adjusted portfolios—Conservative, Balanced, or Growth—so money starts working immediately. Users can set specific financial goals and track progress automatically as funds accumulate, making saving practical and aligned with real-life objectives. The app gamifies saving through an XP system with badges and levels, encouraging consistent habits. Funds flow directly from the user's bank to licensed portfolio providers, and the platform is working with the Central Bank of Bahrain on its licensing process.
Target Audience
StackUp targets individual retail consumers in Bahrain who want a hands-off approach to saving and investing, particularly those looking to build emergency funds, save for major purchases, or grow long-term wealth through automated deposits.
Features
- Automated round-ups adjustable to the nearest 1, 5, or 10 BHD on card purchases
- Recurring transfer scheduling with daily, weekly, or monthly frequency options
- Instant direct top-up feature with no setup or waiting period
- Three portfolio tiers: Conservative (lower risk), Balanced (diversified), and Growth (higher potential, higher volatility)
- Goal-based savings automation for targets like laptops, vacations, gym memberships, or car down-payments
- In-app XP system with badges and rank levels from "Stack Starter" to "Stack Legend"
- Compound interest calculator projecting savings growth based on deposits, schedule, and time horizon
- Secure bank linking via licensed open banking partners with no stored passwords and CBB-compliant eKYC onboarding