StackUp
StackUp is an automated savings and micro-investing platform that helps users grow money through round-ups, recurring transfers, and direct top-ups. Users choose an investment strategy—Conservative, Balanced, or Growth—and funds are instantly invested upon deposit. The platform includes goal-based tracking and a compound interest calculator to project savings growth.
- Artificial Intelligence
- Applications
- Financial Technology
- Software Only
Funding
Founders
Product
Problem
Many people struggle to save consistently and miss out on investment growth because saving requires manual effort, discipline, and financial knowledge. Traditional savings accounts offer minimal returns, leaving idle cash to lose purchasing power over time.
Solution
StackUp automates personal savings and investing so users can grow wealth without active effort. The platform offers three saving modes: round-ups on everyday purchases, scheduled recurring transfers, and one-tap direct top-ups. Every deposit is instantly invested into a choice of risk-adjusted portfolios—Conservative, Balanced, or Growth—so money starts working immediately. Users can set specific financial goals and track progress automatically as funds accumulate, making saving practical and aligned with real-life objectives.
Target Audience
StackUp targets individual retail consumers who want a hands-off approach to saving and investing, particularly those looking to build emergency funds, save for major purchases, or grow long-term wealth through automated deposits.
Features
- Automated round-ups adjust to the nearest 1, 5, or 10 BHD on card purchases
- Recurring transfer scheduling with daily, weekly, or monthly frequency options
- Instant direct top-up feature requiring no setup or waiting period
- Three portfolio tiers: Conservative (low risk, 4-6% estimated annual return), Balanced (diversified risk), and Growth (aggressive risk, 8-10% estimated annual return)
- Goal-based savings automation for specific targets like laptops, vacations, gym memberships, or car down-payments
- Compound interest calculator to project savings growth based on deposits, schedule, and time horizon
- Secure account connection with no stored passwords