Goodvest provides fully online, responsibly managed investment products—such as life‑insurance contracts, retirement plans, and structured offerings—that align portfolios with the Paris Climate Agreement and biodiversity goals. Using scientific data to minimize fossil‑fuel exposure, the platform offers transparent real‑time impact reporting, capital protection at maturity, and target returns while securing funds with established insurers.
Funding
$14.1M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
4OFounders
Product
Problem
Investors seeking financial returns often lack accessible products that simultaneously deliver measurable environmental and social impact, while maintaining capital protection and transparency. Traditional investment options provide limited visibility into climate and biodiversity metrics and are frequently exposed to fossil‑fuel assets.
Solution
Goodvest offers a suite of online, responsibly‑managed investment products—including life‑insurance contracts, retirement plans, and structured products—designed to align investors’ portfolios with the Paris Climate Agreement and biodiversity goals. Using scientific data from Carbon4 Finance and CDC Biodiversité, the platform selects funds with minimal fossil‑fuel exposure and quantifies carbon and biodiversity footprints, which are displayed in real time to clients. Capital is held in custodial accounts with Generali and CFCAL‑Banque, ensuring security, while optional guarantees protect the principal at maturity. Products such as Goodvest Rive 2 and Sérénité 3 provide target yields (e.g., 6.5 % p.a.) and impact‑focused allocations to renewable energy, social‑housing, and inclusive enterprises, all managed through a fully digital onboarding and portfolio dashboard.
Target Audience
Primary customers are individual savers and investors—particularly those using life‑insurance or retirement accounts—who want to combine financial performance with climate‑aligned, socially responsible investments.
Features
- Fully online subscription and portfolio management via a personal client portal.
- Investment methodology calibrated to the Paris Agreement and biodiversity criteria, sourced from Carbon4 Finance and CDC Biodiversité.
- Lowest fossil‑fuel exposure among French life‑insurance products, verified by Reclaim Finance.
- Capital protection mechanisms (guarantee at maturity) and defined target returns for structured products.
- Transparent reporting of carbon and biodiversity impact for each investment in real time.
- Secure custody of assets with established insurers Generali and CFCAL‑Banque.
- Product range includes life‑insurance, PER (retirement plans), and bespoke structured products with impact‑social or environmental focus.