Fundably provides an embedded, white‑label SME lending platform that aggregates over 50 UK lenders into a single solution. Partners such as fintech platforms, accountants, and marketplaces can integrate the service via iFrame, web component, or API to let their customers apply for loans and receive funding decisions within 48 hours, while earning commissions of up to 30% per funded deal with no setup or monthly fees.
Funding
Funding not disclosed
Founders
Product
Problem
SMEs often struggle to obtain quick financing because traditional loan processes are slow, require extensive paperwork, and are limited to a single lender’s criteria. Partners such as fintech platforms, accountants, and marketplaces lack an integrated lending product to offer their customers, missing a revenue stream and reducing user engagement.
Solution
Fundably is an embedded SME lending platform that aggregates more than 50 UK lenders into a single, white‑label solution. Partners can integrate the service via a no‑code iFrame, a web component, or a full REST API, enabling customers to submit one application and receive funding decisions within 48 hours. The platform handles compliance, lender matching, and loan administration, while partners earn a commission on every funded deal without any setup or monthly fees. Commission rates can reach up to 30 % of the broker fee, typically translating to around £2,000 per funded loan, and payments are processed within 14 days.
Target Audience
Primary customers are fintech platforms, accounting firms, and online marketplaces that want to add a lending product for their SME clients, as well as affiliates seeking a high‑commission referral model.
Features
- Access to a panel of 50+ UK lenders covering term loans, revenue‑based finance, invoice finance, merchant cash advances, credit lines, business credit cards and R&D tax credits
- Three integration options: instant iFrame embed, customizable web component, or full REST API for deep integration
- Automated compliance and lender matching, with funding decisions delivered in less than 48 hours
- Dedicated partner portal for tracking referrals, applications, and commission payouts
- Zero onboarding fees, no monthly subscription, and commission paid within 14 days of funding completion
- White‑label branding options allow partners to present the service under their own name