Gold Kinen
Gold Kinen is a Bangladeshi digital gold savings platform that enables users to buy, sell, and store certified 22-karat gold directly from their smartphones. The app lowers the barrier to gold ownership by allowing users to start saving with as little as BDT 500, with physical delivery available through 650+ pickup points nationwide.
- Commerce & Shopping
- Financial Technology
- Software Only
Funding
Founders
Product
Problem
Traditional savings methods in Bangladesh are increasingly vulnerable to inflation, currency devaluation, and market volatility, eroding long-term purchasing power. Physical gold, while a proven store of value, remains inaccessible to many due to high minimum purchase requirements and concerns about secure storage and authenticity.
Solution
Gold Kinen provides a digital platform that makes gold savings accessible, affordable, and convenient for everyone in Bangladesh. Users can purchase, save, sell, and gift certified 22-karat hallmarked gold directly through a mobile app, with entry points starting at just BDT 500. The company stores all purchased gold in bank-grade vaults managed by SecurEx Private Limited, with full insurance coverage from Green Delta Insurance Company. Gold Kinen ensures transparency through detailed invoices confirming weight and purity, while offering flexible withdrawal options including home delivery in Dhaka and 650+ secure pickup points across all 64 districts.
Target Audience
Primary users are individual savers in Bangladesh, including students, small business owners, homemakers, and salaried professionals, who seek an accessible and reliable alternative to traditional savings instruments for long-term wealth building.
Features
- Mobile app enabling purchase, savings, withdrawal, sale, and gifting of 22-karat hallmarked gold starting from BDT 500
- Bank-grade vault storage managed by SecurEx Private Limited with full insurance coverage through Green Delta Insurance Company
- Automatic monthly gold savings feature for systematic, hands-off accumulation
- Certified products hallmarked by Bangla Gold testing laboratory with detailed invoices confirming weight and purity
- Nationwide delivery network including Dhaka home delivery and 650+ secure pickup points across all 64 districts
- Integration with bKash and DBBL payment gateways for fast, secure transactions