CERTY
CERTY provides real-time credit intelligence for the maritime sector, converting live operational signals like voyage data and cash payment behavior into continuously updated credit risk scores. The platform offers instant counterparty risk assessments, portfolio-wide monitoring, and predictive default alerts, compressing a traditionally lengthy assessment process into hours. Its AI-powered OCR and machine-learning pipelines extract structured data from invoices with 99%+ accuracy in under 40 seconds.
- Financial Technology
- Data & Analytics
- Artificial Intelligence
- Software Only
Funding
Founders
Founder details are not available yet.
Product
Problem
Traditional credit risk assessments in the maritime sector rely on historical filings, static bureau data, and quarterly review cycles, which fail to reflect the fast-moving, cash-dependent reality of shipping and trade. This lag leaves lenders, suppliers, and counterparties exposed to sudden payment deterioration caused by freight rate volatility, port delays, or sanctions, often discovering risk only after it disrupts shipments or trade relationships.
Solution
CERTY delivers a live credit intelligence platform that converts real-time operational signals—such as voyage data, cash payment behavior, and transactional relationships—into continuously updated credit risk scores. By analyzing thousands of signal data points from sources like AIS voyage data, the platform generates decision-ready insights that adapt with each new payment activity or operational update, rather than waiting for quarterly cycles. Users can access instant, traceable risk assessments for any counterparty, monitor entire portfolios for concentration and exposure shifts, and receive predictive default alerts as payment patterns deteriorate. The system compresses what once took months of assessment into hours, providing a continuously updating view of borrower health built specifically for maritime trade and finance.
Target Audience
Primary customers are maritime trade businesses—including marine fuel suppliers, traders, shipowners, operators, and charterers—as well as lenders, financial institutions, insurers, and maritime business intelligence providers seeking real-time counterparty credit risk assessment.
Features
- Live & instant risk scoring that continuously updates with new payment and operational data, rather than static quarterly snapshots
- Cash flow behavior analysis that identifies how counterparties actually pay as the clearest signal of credit health
- Predictive default alerts that flag deteriorating payment patterns as they happen
- Interactive voyage intelligence that replays historical AIS voyages and derives credit signals from them
- Portfolio risk dashboard with exposure & concentration alerts, sector benchmarking, and automated reporting
- API & core integration for embedding credit intelligence into existing workflows
- AI-powered OCR and machine-learning pipelines that extract structured data from invoices and documents with 99%+ accuracy in under 40 seconds
- Traceability ensuring every insight traces back to real payment evidence or operational items