Glow offers a modern approach to Workers' Compensation that provides extensive coverage for employees both at work and during personal time, ensuring that accident claims do not impact premiums. By integrating simple payroll processes and offering cash benefits for income loss and medical expenses, Glow reduces costs for businesses while enhancing employee protection.
Funding
Funding not disclosed
Founders
Product
Problem
Traditional workers' compensation insurance only covers employees for injuries sustained during work hours, leaving them unprotected during personal time. This limited coverage can lead to financial strain for employees injured outside of work and may not adequately address all potential accident claims.
Solution
Glow provides a comprehensive accident and workers' compensation insurance solution that covers employees both at work and during their personal time, ensuring broader protection. By offering cash benefits for income loss, medical expenses, disability, and accidental death, Glow aims to reduce financial burdens on employees and their families. The integrated payroll process simplifies premium payments, and the structure is designed to prevent accident claims from impacting premiums, offering cost savings for businesses.
Target Audience
Glow targets businesses of all sizes seeking to provide comprehensive accident and workers' compensation coverage to their employees, with a focus on those looking for cost-effective solutions and simplified administration.
Features
- 24/7 accident coverage, extending protection beyond work hours
- Cash benefits for out-of-pocket medical expenses, income loss, disability, and accidental death
- Simple payroll integration for seamless premium payments
- Accident claims do not affect premium rates
- Guided care support for employees regardless of where an injury occurs