Gilded offers a platform for buying, holding, and managing physical gold that is fully allocated, certified, and stored in insured Brinks vaults. Users can access their holdings digitally via a private permissioned blockchain, enabling functions such as pledging, borrowing, and earning returns while maintaining direct ownership. The service generates revenue through transaction fees, storage fees, and interest spreads on lending against the gold assets.
Funding
Funding not disclosed
Founders
Product
Problem
Traditional gold ownership involves physical storage challenges and limited transactional utility, hindering its integration into modern financial portfolios. This lack of liquidity and functionality prevents gold from acting as a dynamic asset class, similar to cash or other liquid instruments.
Solution
Gilded transforms physical gold into a digital, usable asset, providing the investment characteristics of gold with the transactional capabilities of cash. The platform enables users to buy, store, and sell physical gold, which is ethically sourced, LBMA-approved, and held in insured Brinks vaults. Ownership is recorded on a private, permissioned blockchain, offering transparency and verifiable title. This digital representation of gold allows for pledging as collateral, earning returns, and facilitating cross-border transactions, thereby enhancing gold's role as a portfolio diversifier and a functional asset.
Target Audience
Gilded serves a diverse clientele including individuals, family offices, financial advisors, institutional investors, corporations, and governments seeking to integrate physical gold into their financial strategies.
Features
- Direct ownership of physical, LBMA-approved .9999 purity gold bars.
- Secure storage in Lloyd's of London insured Brinks vaults with 24/7 reporting.
- Ownership recorded on a private, permissioned Hyperledger Fabric blockchain for verifiable title.
- Ability to pledge gold holdings as collateral for loans.
- Functionality to earn yield on gold assets through integrated financial products.
- Digital receipt and platform access for real-time tracking of holdings and transaction history.
- Options for ethically sourced gold, including Traceable and ESG compliant choices.
- Facilitation of cross-border payments and settlement of transaction obligations.
- Gold quality verified by Bureau Veritas and audited by Armanino LLP.