Gibobs is a free online platform that matches homebuyers, real‑estate promoters, and agencies with the most competitive mortgage and project‑financing offers from a network of over 70 banks and private lenders. Users input property and financial details to receive instant simulations and personalized advisor negotiations that secure optimal rates, fees, and terms, all handled securely with no cost to the client.
Funding
$4.4M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
GPFounders
Product
Problem
Potential homebuyers, real estate promoters, and agencies often struggle to identify the most favorable mortgage or project financing terms because offers are fragmented across dozens of banks and private lenders, and negotiating optimal conditions requires specialized expertise and time.
Solution
Gibobs operates a free, online platform that matches individuals, promoters, and real‑estate agencies with the best mortgage or project‑financing offers from over 70 banking and private entities. Users input basic property and financial data into a calculator, which instantly provides estimated monthly payments, total costs, and financing scenarios. Gibobs’ advisors then negotiate with lenders on the client’s behalf, securing the most competitive rates, fees, and terms without any upfront charge. All interactions are conducted through a secure, encrypted portal, and clients retain full control over the final offer selection. The service is offered at no cost to the client, with the platform also available as a white‑label solution for banks.
Target Audience
Primary customers are individual homebuyers seeking new or improved mortgages, real‑estate promoters financing development projects, and real‑estate agencies that want to offer their clients optimal mortgage solutions.
Features
- Free online mortgage and financing simulators that incorporate purchase price, down‑payment, taxes, notary, registration and other closing costs
- Real‑time comparison of fixed, variable, and mixed‑rate mortgage options with estimated TIN and TAE
- Access to a network of 70+ banks and private lenders, including both traditional and alternative financing sources
- Dedicated advisors with an average of 17 years of banking and real‑estate experience who negotiate terms on the client’s behalf
- Secure, end‑to‑end encrypted data handling; user data is never sold or commercialized
- White‑label technology platform that banks can brand as their own mortgage advisory service
- Specialized financing simulation for real‑estate promoters, delivering equity multiples, margin projections, and multiple financing scenarios