Zoomi
Zoomi provides ZoomiCare, a monthly subscription service that pays for covered mechanical breakdown repairs when a vehicle fails. The service offers flexible, comprehensive coverage with multiple plan tiers and deductible options, backed by A-rated insurance and a claims administrator with over $1 billion in paid claims. Plans start at $30 per month and include towing and rental car reimbursement.
- Insurance Technology
- Mobility & Transportation
Funding
Founders
Founder details are not available yet.
Product
Problem
Vehicle breakdowns often result in costly out-of-pocket repairs, with common failures like engine rebuilds, transmission replacements, and turbocharger fixes costing thousands of dollars. Standard car insurance does not cover mechanical breakdowns, and factory warranties expire after a few years, leaving many vehicle owners financially exposed to unexpected repair bills.
Solution
Zoomi offers ZoomiCare, a monthly subscription service that pays for covered repairs when a vehicle breaks down. The service provides flexible, affordable, and comprehensive coverage, allowing members to choose from multiple plan tiers and deductible options. When a covered repair is needed, Zoomi works directly with the mechanic and handles the claim process through an experienced administrator backed by A-rated insurance. Plans include towing reimbursement up to $100 and rental car reimbursement up to $200 for covered repairs, and members can cancel anytime with a 30-day money-back guarantee.
Target Audience
Primary customers are vehicle owners seeking affordable mechanical breakdown protection, particularly those with expired factory warranties or those looking for a more flexible and cost-effective alternative to traditional extended warranty providers.
Features
- Monthly subscription with no long-term commitment and the ability to cancel at any time
- Two primary plan tiers: ZoomiCare covering major components (engine, transmission, transfer case, drive axle, fuel system, turbo/supercharger, differential) starting at $30/month, and ZoomiCare+ adding steering & suspension, AC & heating, electrical, braking system, odometer & speedometer, and cooling & hi-tech parts starting at $32/month
- Three deductible options allowing customization of coverage price
- 30-day money-back guarantee for risk-free signup
- Claims administered by a partner with over $1 billion in paid claims, 1.8 million vehicles covered, and 30 years of service
- All plans backed by A-rated insurance companies ensuring covered claims are paid
- Towing reimbursement up to $100 and rental car reimbursement up to $200 for covered repairs
- Rate never increases even as the vehicle ages or after a claim is filed