SENTRIK provides real‑time, authorization‑time policy enforcement for machine‑initiated financial transactions, ensuring that funds only move when they meet predefined rules. The platform integrates alongside existing issuer, processor, and wallet infrastructures—as an inline, sidecar, or shadow deployment—so banks and AI‑driven payment agents can block unauthorized actions without replacing their current stack. It also generates deterministic decision records for compliance, risk, and audit purposes.
Funding
Funding not disclosed
Founders
Product
Problem
Machine‑initiated financial transactions often bypass traditional authorization controls, leaving issuers, processors, banks, and AI‑driven wallets without a way to enforce deterministic, auditable policies before funds move. This creates regulatory, risk, and compliance gaps, and provides no replayable proof of why a transaction was approved or denied.
Solution
Sentrik adds an authorization‑time policy layer that evaluates every machine‑initiated transaction before settlement. The platform can be deployed inline, as a sidecar, or in shadow mode, allowing organizations to integrate controls without replacing existing issuer, processor, or wallet infrastructure. In shadow mode, policies are evaluated in parallel with live traffic to validate coverage without impacting operations; once validated, enforcement can shift to inline for real‑time blocking of unauthorized actions. The system records deterministic decision logs, delivering replayable proof for auditors, regulators, and risk teams. By governing actions such as limits, counterparties, and approval requirements, Sentrik enables enterprises to meet compliance requirements while maintaining existing payment rails.
Target Audience
Primary customers are banks, card issuers, payment processors, and AI‑driven wallet or agent platforms that need to enforce pre‑authorization policies on machine‑initiated payments.
Features
- Inline, sidecar, and shadow deployment options that integrate with existing authorization stacks without replacing components
- Real‑time policy evaluation at the point of authorization, blocking unauthorized machine actions before funds move
- Configurable delegated authority rules covering action classes, amount limits, counterparties, and multi‑step approvals
- Replayable, tamper‑evident decision logs that provide deterministic evidence for audits and regulatory inquiries
- Zero‑impact shadow mode for policy testing and coverage validation on live traffic before enforcement goes live
- Compatibility with banks, processors, issuers, AI agent platforms, and wallet providers through standard API integration