Pluto offers a spend management platform that combines virtual and physical corporate cards with automated expense and accounts payable management, enabling enterprises to control and track all business spending. The platform reduces administrative burdens by providing real-time insights and streamlining processes, saving finance teams over 100 hours each month.
Funding
$4.1M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Many businesses lack real-time visibility and control over company spending, leading to difficulties in tracking expenses, enforcing budget policies, and managing accounts payable. Traditional processes often involve manual data entry, shared OTPs, and a lack of integration between corporate cards, expense reports, and accounting systems. This results in wasted time, increased administrative overhead, and potential for financial inaccuracies.
Solution
Pluto offers a unified spend management platform that combines virtual and physical corporate cards with automated expense and accounts payable (AP) management. The platform provides real-time insights into all business spending, enabling finance teams to track and control budgets, automate approval workflows, and streamline expense reconciliation. By centralizing invoice management, digitizing petty cash, and automating T&E reimbursements, Pluto reduces administrative burdens and provides a comprehensive solution for managing the entire procurement lifecycle, from purchase requests to payments.
Target Audience
Pluto primarily targets finance and procurement teams within medium to large enterprises seeking to streamline spend management, improve visibility, and enforce financial controls.
Features
- Virtual and physical corporate cards with customizable spending limits and vendor controls
- Automated expense tracking with receipt capture and reconciliation
- Integrated invoice management with approval workflows and payment automation
- Petty cash digitization and management
- Automated travel and expense (T&E) reimbursement processing
- Procure-to-pay (P2P) module for managing purchase requests, purchase orders, and invoice matching
- Real-time spend analytics and reporting with customizable dashboards
- Mobile app for on-the-go expense management and receipt submission
- Automated policy enforcement with flexible policy builder