MyCPO offers businesses a combined payment processing and growth‑capital platform, enabling them to accept card and ACH transactions with no setup fees, instant payouts, and real‑time chargeback alerts. The service also provides up to $500 K in working capital or $1.5 M in invoice financing without collateral or equity dilution, plus consulting to renegotiate fees and improve fraud prevention. By integrating with hundreds of plug‑and‑play solutions, MyCPO helps companies lower processing costs, increase conversions, and protect revenue.
Funding
Funding not disclosed
Founders
Product
Problem
Businesses often face high payment processing fees, complex integration requirements, and limited access to growth capital, which can erode margins and hinder scaling efforts.
Solution
MyCPO offers a customized payment processing platform that combines secure card and ACH transactions with flexible, cost‑effective pricing and instant payout options. The service includes real‑time chargeback alerts, advanced fraud prevention tools, and a library of plug‑and‑play integrations to streamline checkout experiences. In addition, MyCPO provides non‑dilutive financing—up to $500 K in working capital or $1.5 M in invoice financing—without collateral, helping companies fund growth initiatives. The company also delivers consulting services to audit processing statements, renegotiate fees, and optimize payment stacks, turning the payment system into a revenue‑generating asset.
Target Audience
MyCPO serves eCommerce merchants, high‑risk retailers, and subscription‑based businesses seeking lower processing costs, faster payouts, and growth financing.
Features
- Secure card and ACH processing with no setup fees or long‑term contracts
- Flexible pricing models and instant, same‑day, or next‑day payouts
- Real‑time chargeback alerts and automated chargeback response tools
- Integrated fraud detection and prevention suite tailored for eCommerce and high‑risk merchants
- Hundreds of plug‑and‑play integrations for shopping carts, ERP, and POS systems
- Consulting services for fee audits, pricing renegotiation, PCI compliance, and reserve fund release
- Non‑dilutive capital options: up to $500 K working capital or $1.5 M invoice financing with flexible terms